This is a reference translation. In case of any discrepancy between the English and the Russian text, the Russian version prevails. Russian version
Effective date: 1 November 2026.
Read this document before paying the Fee. By using the Services, you confirm that you understand these risks.
3.1. The Services: education and skills assessment only
The Services are online education and skills assessment in the Simulator. You do not trade on the real market through the Platform, and the Company does not execute real transactions either on your behalf or on the basis of your actions.
3.2. A virtual balance is not money
Virtual Account balances are training metrics. They are not your money or the Company's money, they cannot be withdrawn, and they have no monetary value. Virtual profit or loss is not real profit or loss.
3.3. The Fee may be lost without a Reward
The Fee pays for the Services. If you have not passed a Challenge or have breached the Programme Rules, there will be no Reward, and the Fee is not refunded, except in the cases set out in the Refund Policy. Pay only an amount you can afford to lose.
3.4. A Reward is not guaranteed
A Reward is paid only if all conditions of the Programme Rules and the Terms are met and the verification is passed. A payout may be delayed for the duration of the verification and may be refused in the event of a breach. Past Rewards do not indicate future ones.
3.5. Simulated results differ from real trading
Simulated trading has limitations that real trading does not have:
- some prices may come from a single public source, with a delay, or may be synthetic quotes rather than exchange data; the source is stated on the Platform for each instrument (at present cryptocurrencies use exchange prices, and the other markets use synthetic quotes);
- orders are executed without real liquidity, so slippage, partial fills, requotes and price gaps may differ from the real market;
- real money is not at stake, and this changes behaviour and emotions.
Results in the Simulator do not predict results on the real market.
3.6. Trading on real markets involves high risk
If you decide to trade on real markets elsewhere, you may lose all your money, and with leverage even more. Leverage in the Simulator shows how it multiplies profits and losses. The Company does not provide access to real markets and is not responsible for decisions you make outside the Platform.
3.7. Risks of paying in cryptocurrency
Crypto transfers are irreversible. A transfer to the wrong address, in the wrong token or on the wrong network may result in the irrecoverable loss of funds. Cryptocurrency exchange rates are volatile, network fees change, and blockchains may be congested or unavailable. Laws on crypto-assets differ between countries and change. You are responsible for the security of your wallet.
3.8. Technical risks
The Platform, data sources, internet connection and third-party services may suffer failures, delays or errors. The Company may correct results obtained because of an obvious technical error.
3.9. Legal and tax risks in your country
You yourself check whether the law of your country permits you to use the Services, and you are responsible for taxes on Rewards. The Services are not available in Restricted Jurisdictions; the list of them is given in "Restricted Jurisdictions and Verification", section 5.2.
3.10. Not a recommendation
Nothing in the Services constitutes investment, financial, legal or tax advice (see the "Disclaimer").
Platform operator
MONEYTURE PTE. LTD., exempt private company limited by shares, Singapore, UEN 202321395E. Address: 68 Circular Road, #02-01, Singapore 049422.